Like most "great" ideas that seem to spew forth from CPH this is a program designed for big churches. If every single giver in my congregation used eGiving we just might recover the monthly web hosting costs. And do not forget the per transactions fees for debit/credit cards 2.75% + .45 doesn't seem like much, non the less it can take a bite out of the smaller givers donations. And while there is indeed the POSSIBLITY of more consistent giving there is no guarantee that it will off set the transaction fees.