In reply to PASTOR FRICKE.

I've been with AAL/Thrivent for 55 years and during that time the organization always had American Lutheran, LCA members as well as non-Lutheran family members of Lutherans and the unchurched in the membership mix. We "inherited" no one in the merger. You also fail to understand how broad based underwriting tables which have always included the general population in the mix determines rates. Such baseless fear mongering. And I am so glad to hear from you that people practicing such ungodly behaviors don't exist in LCMS congregations. Will you tell us next we Missourians will be the only people in heaven?